How Payment and Withdrawals Work on MamãoFy

In short: On MamãoFy, your students can pay with credit card in up to 12 installments, instant PIX, or bank slip, while you receive 90% of each sale after the total 10% fee. Withdrawals are requested directly in the dashboard and transferred via PIX within up to 7 business days, with real-time reports to track everything.

What are the accepted payment methods on MamãoFy?

Your students have total flexibility when choosing how to pay for your courses or content on MamãoFy. Credit card is accepted in up to 12 installments on Visa, Mastercard, Elo, and Amex networks, allowing more people to complete the purchase without immediate impact on their budget. PIX offers instant approval and no additional fee for the buyer, speeding up the process and reducing drop-offs. Bank slip clears in 1 to 2 business days, ideal for those who prefer not to use a card. This variety caters to different student profiles and boosts conversions. For example, in a launch campaign, offering PIX can increase immediate sales, while card installments capture higher-ticket buyers. The integration is simple and secure, with all options available in the platform's standard checkout. According to the Central Bank of Brazil, PIX has become the most used method in the country due to its speed and gratuity in many transactions. This makes MamãoFy competitive compared to other platforms that limit payment options.

How is the MamãoFy fee calculated and how much do you really receive?

The total MamãoFy fee is 10% on each sale made, representing one of the most transparent and advantageous structures in the market. Of this percentage, 6% covers taxes and the payment gateway, 2% goes to the affiliate program, and the other 2% supports a social cause. In practice, a R$ 100 sale results in R$ 90 credited directly to you. On most competing platforms, the creator usually keeps R$ 80 or less after all deductions. This 10-percentage-point difference can represent significant gains over a month or year, especially for those selling higher volumes. Additionally, the transparency allows better cash flow planning, as you know exactly how much you'll receive per sale. The model encourages sustainable growth, since part of the fee supports social causes and the affiliate ecosystem. According to ABComm - Brazilian Association of Electronic Commerce, platforms with fees below 12% retain content creators longer term. On MamãoFy, you maintain full control over your earnings without surprises.

How to request withdrawals and what is the receipt deadline on MamãoFy?

Requesting withdrawals on MamãoFy is a simple process fully integrated into the creator dashboard. Just go to Dashboard → Financial → Withdrawals, enter the desired amount, and confirm. The money is transferred via PIX to the key registered in your profile, ensuring speed and security. The maximum deadline is up to 7 business days, although many requests are processed faster depending on the volume and sale date. This system avoids bureaucracy and allows you to plan withdrawals according to your financial needs. It's important to keep your PIX key updated in your profile to avoid delays. Additionally, the available balance is updated in real time, making tracking easier. Creators using the system report greater predictability compared to platforms that require manual contacts or extra documents. The PIX option eliminates traditional bank transfer fees and reduces error risks. This feature is especially useful for those who rely on earnings as their main source of income.

What do MamãoFy's financial reports offer to track your earnings?

MamãoFy's financial reports allow you to track sales, affiliate commissions, and available balance in real time directly in the dashboard. You view detailed metrics such as total sold by period, sales origin, and applied deductions, all in an intuitive interface. This eliminates the need for external spreadsheets or manual exports, saving valuable time. With constantly updated data, it's possible to identify sales peaks, evaluate campaign performance, and adjust strategies quickly. For example, noticing that PIX sales grow at certain times allows you to optimize launch schedules. The reports also clearly show the impact of fees, helping with future pricing. This total transparency strengthens trust in the platform and facilitates data-driven decision making. Many creators use this information to justify marketing investments or plan expansions. Integration with the rest of the dashboard makes the workflow more efficient and professional.

Frequently Asked Questions

What is the maximum deadline to receive the withdrawal via PIX?

The deadline is up to 7 business days after the request in the dashboard. Most withdrawals are processed before this limit, depending on the sale date and volume moved.

Does PIX have an additional fee for the student on MamãoFy?

No. PIX is offered with no additional fee for the buyer, ensuring instant approval and higher conversion on sales.

How many installments can I choose on credit card?

Yes, students can pay in up to 12 installments on Visa, Mastercard, Elo, and Amex networks, expanding access to your content.