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Plans and Pricing of MamãoFy: Which One to Choose in 2026?
Compare MamãoFy plans: Free, Starter, and Business. See what’s included in each and choose the best one for your stage.
What’s the difference between plans and AI credits on MamãoFy?
MamãoFy combines two complementary billing models: the monthly subscription (plans) and AI credits (one-time packages).
The subscription delivers a renewable monthly quota of conversational AI messages, generations in Creative.AI, emails and WhatsApp from Sender, plus limits on landing pages, communities, notes, and Workspace boards.
AI credits work as a flexible complement. You buy a package once, it adds to your balance, and is consumed on demand when you need more actions beyond the monthly quota.
The rule is simple and transparent: 1 credit from the action cost equals 1 message from the plan.
What are the plans for individual creators on MamãoFy?
For producers selling as individuals or independent creators, MamãoFy offers two tiers: Starter and Business, each in three cycles (monthly, semiannual, and annual).
The Starter Monthly costs R$ 49.90/month (full price R$ 69.90) and includes 500 AI messages, 50 standard image generations + 25 premium in Creative.AI, 50 notes and 10 boards in Workspace, 10 landing pages, 10 sales funnels, 3 communities, and 3,000 emails/month + 500 WhatsApp sends in Sender.
The Business Monthly goes up to R$ 195.90/month (full price R$ 330) with 1,500 AI messages, 100 + 50 premium generations, 200 notes and 30 boards, 50 landing pages, 10 communities, and 10,000 emails + 3,000 WhatsApp.
Annual cycles apply a 20% discount: Starter Annual for R$ 720 (equivalent to R$ 60/month) and Business Annual for R$ 3,160 (R$ 263/month). Semiannual plans receive a 10% discount.
How do plans for organizations and teams work?
Companies and digital producers with multiple instructors have specific lines: Starter Org and Business Org, also in three cycles.
The Starter Org Monthly costs R$ 149.90/month (full price R$ 199.90) and already includes 3 instructor seats with full access. Each additional instructor costs R$ 60/month as an extra seat.
The Business Org Monthly goes up to R$ 390/month (full price R$ 550) with 3,000 aggregated AI messages, 200 generations + 100 premium, and 500MB of storage.
The Business Org Annual costs R$ 5,280 (20% discount) and is the recommended plan for online schools, digital marketing agencies, and producers with a formed team.
How many AI credits does each complementary package include?
There are 4 active AI credit packages, all one-time (no recurrence) and cumulative with the plan quota.
The Starter package costs R$ 50 and delivers 500 credits with no bonus — equivalent to R$ 0.10 per credit.
The Plus package costs R$ 100 and delivers 1,200 + 100 bonus = 1,300 credits (R$ 0.077/cr, 23% discount).
The Pro package at R$ 250 delivers 3,500 + 500 bonus = 4,000 credits (R$ 0.063/cr, 37.5% off).
The Business package at R$ 500 maximizes the discount with 8,000 + 2,000 bonus = 10,000 credits (R$ 0.05/cr, 50% off).
Package payment is one-time — the balance stays available in your account to use whenever you want, with no expiration date.
How does the 1:1 billing between plan and credits work in practice?
MamãoFy uses a transparent hybrid model called Model C, which always prioritizes the plan balance before credits.
When you trigger an AI action, the system first checks your plan’s monthly quota. If there’s enough balance, the messages are deducted from the quota.
If the quota is exhausted, the system automatically completes with AI credits from your one-time balance, in the same 1:1 proportion.
If the quota covers only part of the cost, a partial split occurs without extra approval.
There’s also a daily safety cap (10,000 credits consumed in translations within 24h) that protects against accidental triggers.
Is it worth starting with the annual or monthly plan?
The choice depends on two factors: usage predictability and cash flow.
Those validating an idea or starting a new niche gain more flexibility by paying monthly — R$ 49.90 on Starter or R$ 195.90 on Business — and can upgrade, downgrade, or cancel at any time.
Those who already have a warm audience, recurring sales, and expect constant use for at least 12 months save significantly on the annual plan.
The difference over 12 months exceeds R$ 800 on Business — more than enough to pay for 16 Starter credit packages or a full Pro package.
Practical recommendation: start with the 7-day free trial, validate the tools that serve you best, and migrate to the cycle that matches your flow.
What’s included in all paid MamãoFy plans?
Regardless of the tier chosen (Starter, Business, or Org), all paid MamãoFy plans include full access to the platform’s three pillars without artificial feature-gating limits.
You get MamãoFy.AI (conversational chat specialist in digital marketing with Grok model), MamãoFy.X (LMS for online courses, integrated checkout with PIX/card/boleto, affiliate program, branded white-label member area) and MamãoFy.In (social feed, communities, events, networking among creators).
Also included are cross-cutting tools: Workspace with notes, Kanban boards, and tasks; high-conversion Landing Pages with visual editor; Sales Funnels for lead capture; Sender with automated email marketing and WhatsApp sends; Creative.AI for generating branded images, videos, and carousels; Tutor.AI to track students with AI.
What changes between plans are the quantitative limits — not the features themselves. All plans charge only 6% commission on sales (total student fee: 4%, totaling 10%, as detailed on the official fees page).
Frequently asked questions about MamãoFy plans
Can I test before paying?
Yes. The 7-day free trial is available for individual creators (Trial 7 Days) and organizations (Trial 7 Days Organization), with 20 AI messages, 5 generations in Creative.AI, 1 landing page, 1 community, and 50 emails so you can validate the flow before subscribing.
What happens if I exceed the plan’s monthly quota?
Actions continue to work normally — the system automatically completes with AI credits from your balance. If you don’t have a credit package, the system blocks new paid actions until the next plan cycle (renewed monthly) or until you buy a package.
Can I switch plans after subscribing?
Yes, the switch is instant and penalty-free. The amount paid on the previous plan is proportionally converted to the new one. Changes from monthly to annual apply the 20% discount immediately; from annual to monthly are processed on the next renewal.
Do credit packages have an expiration date?
No. AI credits stay in your balance as long as the account is active, with no expiration date. You buy once and use whenever you want, on any action that accepts credits.
How does the extra seat work in the organization?
Each organization plan (Starter Org or Business Org) already comes with 3 instructor seats included. To add more instructors, simply invite them and the extra seat at R$ 60/month is charged automatically — the instructor inherits the tools and limits of the organization plan.
Is there a plan for students or content consumers?
Students pay nothing to MamãoFy — access to content is free (registration, forum, and blog) and courses are paid directly to the creator. Detailed fees are on the official fees page.
Where to find more official details?
Complete documentation of plans, comparisons, and the fee table is available on the official MamãoFy plans page and the fees and costs page.
To resolve billing questions or switch plans, access the financial panel at /panel/financial/subscribes or contact support. Comparing with external references from the Brazilian SaaS market can help contextualize — Sebrae maintains analyses on operational costs for digital creators that align well with choosing the ideal tier.